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Choose to work with an agent that CARES about you. Call or email me today for professional & personal service. 512-789-7541 julie@julie-cares.com
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"If you are looking for a patient, well organized, and a realtor who has your best interest at heart, then Julie Hoelscher is the realtor for you."
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Welcome - Get the best real estate listings & homes for sale, expert advice, local info, and much more from Julie Hoelscher and Mick Hooper, a proven Leander, Cedar Park and Round Rock, Texas NUMBER1EXPERT™ Top Selling real estate agent. Find Leander, Cedar Park and Round Rock Homes - Find Leander, Cedar Park and Round Rock, Texas real estate listings & homes for sale provided by Julie Hoelscher and Mick Hooper, your local expert real estate agent. For Home Buyers - Get home buying information, the latest listings, mortgage informaiton, expert advice, and much more from Julie Hoelscher and Mick Hooper, a proven Leander, Cedar Park and Round Rock, Texas NUMBER1EXPERT™ Top Selling real estate agent. For Home Sellers - Get home selling information, fsbo information, expert advice, find out what your home and other homes in your neighborhood are selling for, and much more from Julie Hoelscher and Mick Hooper, a proven Leander, Cedar Park and Round Rock, Texas NUMBER1EXPERT™ Top Selling real estate agent. Leander, Cedar Park and Round Rock Information - Find local information on Leander, Cedar Park and Round Rock, Texas including schools reports, local maps and links, things to do, area photos, and relocation information. Local information provided by Julie Hoelscher and Mick Hooper, a proven NUMBER1EXPERT™ Top Selling real estate agent. Real Estate Resources - Find real estate related resources including real estate news, tips, dictionary, trivia, mortgage calculators and information, local real estate related services, and much more from Julie Hoelscher and Mick Hooper, a proven Leander, Cedar Park and Round Rock, Texas NUMBER1EXPERT™ Top Selling real estate agent. About Julie Hoelscher and Mick Hooper - Information about Julie Hoelscher and Mick Hooper including testimonials, guarantees, credentials, and contact information. Learn why Julie Hoelscher and Mick Hooper is a proven Leander, Cedar Park and Round Rock, Texas NUMBER1EXPERT™ Top Selling real estate agent. 
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First Time Buyers >Credit Card Common Sense
If you are buying a home for the first time, you need to establish a reasonably good financial foundation before a lender will approve you for a mortgage loan. Lenders look for a good credit rating, sufficient funds to make the initial down payment and pay the closing costs, and a stable employment situation.
People who have just qualified for a mortgage loan are usually in better-than-average financial shape. If you have recently purchased a new house, don't be surprised if you receive numerous offers from retail stores and other credit card companies offering you pre-approved revolving credit.
Be careful about accepting these offers! New home owners often use most of their savings in the process of financing the transaction, and they need everything from linens to furniture to get settled in the home. With all of the immediate credit available, it may be very tempting to just say "charge it." If you're not careful, you could be "up to your ears" in debt very quickly. It takes discipline to reach the goal of home ownership--and it takes that same kind of discipline to maintain financial health after you leave the closing table.
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| Q |
Where would you go if you wished to stay in the world's most expensive hotel room?
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| A |
The Imperial Suite at the President Wilson Hotel in Geneva, Switzerland, which can be reserved for $33,000 per night. |
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Julie Hoelscher
Crosswind Realty
3219 Saint Genevieve Drive
Leander, TX 78841
512-789-7541
Fax: 512-697-2825
Julie@Julie-Cares.com
I offer a unique ability to connect with my clients, who often become friends. I will take your concerns, expectations and needs to heart. You can trust my professional guidance and expertise on your real estate journey.
Please feel free to contact me by phone or by email. I will get back to you quickly.
I look forward to working with you soon!    
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